somesh@sschandak.com
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NRI Tax CA Somesh Chandak
NRI Tax Hub: ITR, Property Sale, TDS and Remittances
HUB • NRI TAXATION

Last reviewed: 6 August 2026. Update: the 31 July due date for ITR-1/2 has passed — belated returns remain open until 31 December 2026 (fee under Section 234F applies); ITR-3 and ITR-4 are due 31 August 2026. NRI taxation is situational — what you owe and what paperwork applies depends on whether you are filing, selling, remitting or investing. This hub organises every guide by the situation you are actually in.

Pick your situation
Filing seasonStatus, forms, documents, refunds
Selling propertySection 195 TDS and the certificate that saves lakhs
Moving money15CA/CB, LRS and TCS
Giving backDonations and FCRA rules for NRIs vs OCIs

Filing your India return (AY 2026-27)

Selling property in India

Moving money in and out

Donating to Indian causes

NRI deadlines — AY 2026-27

ItemDue
ITR (non-audit)31 July 2026
Belated / revised return31 December 2026
Lower-TDS certificate (Form 13)Before the sale agreement — weeks of lead time
15CA/CBBefore each remittance

Frequently asked questions

Do I need to file an ITR in India as an NRI?

If your India-sourced income (rent, capital gains, interest, dividends) exceeds the basic exemption limit — or you want refunds of excess TDS — yes. Residential status under Section 6 decides scope; the filing guides below start there.

I am selling property in India. What should I do FIRST?

Before the agreement is signed: evaluate the lower-TDS certificate (Form 13). Without it the buyer deducts on the full sale value; with it, on your actual gains. The certificate takes weeks — sequencing it early is the single biggest cash-flow decision in the deal.

What are 15CA and 15CB for?

They certify remittances abroad — the bank will not process most outward transfers without them. Which form (and whether both) depends on the nature and amount; the guide maps the common NRI cases.

Does TCS apply when I send money out of India?

Under LRS, remittances beyond Rs 10 lakh attract TCS at purpose-based rates (education, travel, investment differ). It is adjustable against your tax liability — the guide shows how to claim it back.

One desk for your India tax life.

Filing, property-sale TDS strategy, certificates and remittances — handled across time zones.

NRI Lower TDS Certificate15CA/15CB DeskTalk to us

General information as of 20 July 2026, not professional advice. DTAA positions and rates depend on your country and facts — verify before acting.

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